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Terms and Conditions

Welcome to Card Crafters. By using our services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully. If you do not agree to these terms, you should not use our services.

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1. Introduction

These Terms and Conditions govern your use of the website, services, and transactions provided by Card Crafters. These terms apply to all users of our platform, including visitors, customers, and anyone accessing our services via our website, mobile platforms, or third-party integrations.

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2. Services Provided

Card Crafters provides digital payment facilitation services, allowing customers to make online purchases, pay bills, and access a variety of digital services. We assist with transactions through secure channels, offering competitive rates and transparent pricing.

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3. Account Registration

In order to use certain features of our services, you may need to create an account. By registering, you agree to provide accurate, up-to-date, and complete information. You are responsible for maintaining the confidentiality of your account credentials and are liable for all activity under your account.

  • Account Security: You agree to notify us immediately of any unauthorized use of your account. Card Crafters is not responsible for any losses due to unauthorized access.

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4. Transaction Fees and Pricing

Our services are subject to transaction fees, which may vary based on the type of service used, the value of the transaction, and any applicable foreign exchange rates. We aim to offer competitive, transparent pricing with no hidden fees. The fees for our services will be disclosed before you finalize any transaction.

  • Service Charges: We charge a service fee for each transaction processed. The fee structure is clearly outlined at the time of the transaction.

  • Currency Conversion: For transactions involving currency conversion, we offer rates that are consistent with market conditions and may include a small surcharge for handling costs, which will be clearly displayed.

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5. Payment Methods

We accept a variety of payment methods, including but not limited to:

  • Bank Transfer

  • Bank Deposit

  • Digital Wallets (e.g., endCash, PESH app, WiPay)

  • Other payment methods, as applicable

By using our services, you authorize Card Crafters to process payments using the provided payment method.

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6. Customer Responsibilities

You agree to:

  • Accurate Information: Provide accurate and truthful information when using our services.

  • Compliance with Laws: Ensure that all transactions comply with the applicable laws and regulations of your jurisdiction.

  • Use of Services: You will not use our services for fraudulent or illegal activities. Card Crafters reserves the right to suspend or terminate accounts suspected of misuse.

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7. Refund Policy

In the event that a transaction is canceled or refunded, you may be entitled to a refund based on the conditions of the service provided. Refund requests will be reviewed on a case-by-case basis, and approval will depend on the circumstances surrounding the transaction.

  • Refund Process: Refunds will be processed to the original payment method or as otherwise determined by Card Crafters.

  • Non-Refundable Transactions: Certain transactions, such as digital product purchases or custom orders, may be non-refundable once processed.

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8. Third-Party Links and Services

Card Crafters may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. By using our services, you acknowledge and agree that Card Crafters is not liable for any issues related to third-party services.

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9. Limitation of Liability

To the fullest extent permitted by law, Card Crafters shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our services, including but not limited to lost profits, data loss, or damage to reputation. Our total liability, in any case, will be limited to the amount paid for the specific service related to the claim.

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10. Privacy and Data Protection

Card Crafters is committed to safeguarding your privacy and protecting your personal information. By using our services, you agree to our Privacy Policy, which outlines how we collect, use, and protect your data.

  • Data Collection: We collect personal data as necessary to process transactions and provide services.

  • Data Security: We employ industry-standard security measures to protect your information. However, we cannot guarantee absolute security due to the inherent risks of online transactions.

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11. Changes to Terms and Conditions

Card Crafters reserves the right to modify or update these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. You are encouraged to review this page periodically to stay informed of any updates.

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12. Termination of Service

Card Crafters reserves the right to suspend or terminate your access to our services at any time, without notice, if we believe you have violated these Terms and Conditions. Upon termination, your right to use the services will immediately cease, and you must stop all use of our platform.

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13. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Trinidad & Tobago. Any disputes arising from these terms shall be resolved in the competent courts of Trinidad & Tobago.

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14. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

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